Welcome to Virginia Retirement Services. We are a group of Retirement Planning and Insurance Professionals serving the Hampton Roads Area of Virginia.

Virginia Retirement Services specializes in the follow services:

• Retirement Income Planning to give our clients guaranteed growth of their funds for retirement income while in the accumulation stage, and then guaranteed income for life once they wish to access the funds without giving up their principal amount.
• Insurance Planning: Life Insurance, Health Insurance, Annuities or Long-Term Care may be a potential need, and there are many new products from top rated companies that offer a variety of innovative solutions which we can help our clients explore.
• Estate Planning: We have completed extensive training in this area and work with some of the most highly respected estate planning attorneys in the community. Together we will help you simplify your objectives and get things in order. With our referral, your first meeting with our associated attorneys will be free of charge and you will receive deeply discounted rates if you choose to proceed.
• Social Security Planning: Most Social Security applicants we encounter are unaware of opportunities available by strategically planning their distribution methods & timing. Outside resources with planning knowledge are mostly unavailable. We are experts in this field and have proprietary planning software available to our clients.
• Civil Service & Military Personnel Specifics: We have 30 years' experience working with issues that specifically apply to Civil Services Employees and Military Personnel when it comes to planning for retirement, e.g. Survivor Benefit Planning and Thrift Savings roll-over, Long-Term Care and Insurance.